About us

Tower Street Finance is an FCA regulated provider of innovative products for the probate lending sector. Founded in 2019, we help both customers and practitioners who need financial solutions when they’re going through inheritance, probate and estate administration. We have an excellent Trustpilot rating and a five-star Defaqto rating for short term probate loans.

We know that when someone dies, the journey from starting the probate process to distributing an estate can be lengthy, challenging and emotional. Our mission is to help both beneficiaries and executors navigate the financial challenges of inheritance, probate and estate administration.

Probate Lending solutions can help beneficiaries advance their inheritance or executors to pay for any expenses they incur including funeral costs, inheritance tax or property maintenance.

• An Inheritance Advance means beneficiaries don’t have to wait 12 months for their inheritance.
• An Executor Loan means executors can fund any expenses they incur including funeral costs, inheritance tax or property maintenance.

We have already helped hundreds of customers and have built relationships with many of the top professional probate administrators, law firms and IFAs.

Why choose us

Our products have been developed by our multi-disciplined team bringing experience from a wide range of customer driven industries. With over 100 years of combined experience in financial services, our leadership team are well versed in delivering high quality financial solutions.

Our story – School drop off sparks an idea

A specialist contentious probate lawyer and the founder of the UK’s largest debt purchaser get chatting while dropping their kids of at school in Harrogate.

The lawyer wants to help a client – an elderly widow whose story is relatively common. Her husband left a large house, investments and assets but not a lot of cash. Her step-kids are making her life miserable demanding their inheritance.

Probate and disposal will take 12 months minimum. There’s nothing anyone can do about that – it just takes time. She’d love to borrow money and pay them out in the meantime but with no income, no regular bank will touch her. There doesn’t seem to be another option. The lawyer asks the debt purchaser if he knows of any credible specialist lenders who understands probate…

This led to our founding in 2019 and in 2020 we were approved by the FCA as a lender. We launched our first product – Inheritance Advance – and sold the first one in September 2020.

It’s easy to apply for our products

• All you need to do is complete our short application form
• We help you request and review the estate information working with your professional administrator
• We provide you with the advance/loan details
• If you accept the offer, we provide you with the funds
• Finally, when the estate distributes, the advance/loan is repaid
• Our team is on hand to help you every step of the way.

Our innovations

At Tower Street Finance we put our customers first. All of our products are developed on a strong foundation of insight from our customers and partners. We have listened to their feedback and used this to ensure our products are designed to meet their needs. We continue to constantly innovate new solutions which see our products change and develop as new needs are identified. As we are a lender not just a broker, this enables us to be highly flexible and responsive to the needs of our customers and partners. We have already launched several products which provide solutions to a wide range of financial challenges which arise throughout probate and estate administration. Speak to us about your needs and see how we can help.

Our exceptional service

We pride ourselves in delivering an exceptional experience to our customer and our partners. Our reviews on Trustpilot are testament to this.