Tower Street Finance

Are you an executor faced
with an unexpected
Inheritance Tax bill?

IHT Loan helps executors (or personal representatives if there’s no will) with estates where there is an Inheritance Tax (IHT) liability to pay but no funds available, and it is holding up the legal process.

IHT Loan key benefits

The Facts

How do I get an IHT Loan?

Application stage
Form completion and ID checks

of Loan


TSF pays

Estate repays

Latest news and views from Tower Street Finance…

We talked to people who told us why they liked IHT Loan…

“I wasn’t expecting a bill running into the tens of thousands when I agreed to be an executor for my friend’s will. Everything was delayed while I had to take out a personal loan in my own name. I wish this had been available then.”

“It’s really frustrating. The estate has lots of assets, including money in bank accounts, but I can’t get access to them to pay the IHT. This product will really help.”

“I’m the executor of the will but I’m not a beneficiary. The family are getting really frustrated about the amount of time it’s taking because of the funds needed to settle the tax bill before we can progress anything.”

And we have some satisfied customers...

“I would like to express my thanks to you for giving me an option in what was looking like an incredibly difficult situation. I think the fact that you offer such a loan is fantastic, and certainly helps people out in what is a catch-22 situation.”

Let’s talk it through…

Our professional customer service team are here to help you with any queries you may have. They can also take your application over the phone or you can apply online below.

Representative 22.0% APR​

Representative example

If you took out an IHT loan of £50,000 (the total amount of credit) and the Loan and Origination Fee were repaid by a single payment out of the estate after 1 year, the total amount payable would be £60,977. This is made up of repayment of the Loan, interest of £9,977 and origination fee of £1,000. The annual interest rate is 19.6% fixed. Representative 22.0% APR.

The IHT Loan product is a credit agreement which provides you with access to credit which must be used to pay the remaining IHT liability on the estate and is paid directly to HMRC. As the Loan settles the remaining IHT liability, it will automatically be deemed a Testamentary Expense. The Loan does not create a charge over any land or property. Access to the product does not rely on your personal credit rating and, other than in cases of fraud/breach of terms & conditions, repayment of the Loan together with accrued interest/fees, is made out of the estate proceeds. There is an upfront Origination Fee (2% of the Loan, maximum £1,500) which can be added to the Loan, and interest is only charged for the first 30 months of the Loan. The estate must be administered by a recognised administrator